Tell me the property. I will tell you whether a loan structure exists.

Who this is for

• You own or are buying a commercial property, or an apartment building with five or more units.
• Your business would occupy the building you are financing.
• You have a lease, a rent roll, or a set of plans, and you want the financing matched to that fact.
• Your CPA, attorney, or advisor sent you, and you want them kept on the thread.

Not this page

• A primary home, a second home, or a one-to-four-unit residential loan, including a rental or DSCR loan. That file goes to the residential desk, arranged through Elite Fundings, a DBA of Vismar Corporation.
• A quote produced from a form.
• A commitment on a timeline the lender has not agreed to.

Four lanes

Each lane is a label. Limits and eligibility live on the program pages and change with the lender. This page does not quote a rate, a leverage ratio, or a closing.

If a permanent loan is not available yet, short-term capital is a separate conversation with a takeout. It is not offered from this page.

The path

1. You send the property, the city, and the job: buy, refinance, or build.
2. I tell you which structures are worth taking to a lender, or that none are, and why.
3. You decide whether to build an application. An application starts when a lender's package starts, not when you write to me.

A useful first note has the address or city, the property type, units or square footage if you have it, whether this is a purchase or a refinance, and whether the business occupies the building. If a number is not in a document you already have, leave it out.

For an advisor

Send a short introduction: the client's name, the financing job, and how to reach them. I reply to both of you. You stay on the decisions that are yours. I do not ask you for anyone else in your book.