Legal
Terms of use.
Last updated: June 23, 2026 · Elite Fundings, a DBA of Vismar Corporation
These terms govern your use of franciscowilliams.com, operated by Elite Fundings, a DBA of Vismar Corporation. By using this site you agree to them.
Not an offer or commitment to lend
The content on this website is for general information only. Nothing here is a commitment to lend, an offer of credit, an approval, or a guarantee of any rate, term, or program. All loans are subject to credit approval, income and asset verification, property appraisal, and applicable underwriting and program guidelines. Rates, terms, and program availability change without notice, and not all applicants will qualify.
Rates shown are illustrative and subject to change without notice. Actual rate, APR, and terms will depend on creditworthiness, loan-to-value, property type, occupancy, loan amount, loan program, and other factors. Not all applicants will qualify. This is not a commitment to lend; all loans are subject to credit approval, income and asset verification, and property appraisal.
Calculators & estimates
Payment, affordability, amortization, and related calculators on this site produce estimates for illustration only, based on the inputs you provide and assumptions that may not reflect your actual loan. They are not quotes. Your actual payment, rate, and costs will be determined during a real application. Verify any number that matters with a licensed loan officer.
Licensing & fair lending
Mortgage loans are made or arranged pursuant to a California Department of Real Estate license. Francisco Williams, CCIM, NMLS #1858674, CA DRE #01979442. Elite Fundings, NMLS #2046870, CA DRE #02004333. Verify any license at NMLS Consumer Access. Elite Fundings is committed to the letter and the spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin. Equal Housing Opportunity.
Intellectual property
The text, design, graphics, and code on this site are owned by Elite Fundings or its licensors and may not be copied, reproduced, or republished without permission, except for ordinary personal use of the information provided.
Third-party links
This site links to third-party resources (government agencies, lenders, verification tools). We do not control and are not responsible for the content, accuracy, or privacy practices of those sites.
No warranty & limitation of liability
This website is provided “as is” without warranties of any kind. To the fullest extent permitted by law, Elite Fundings is not liable for any indirect, incidental, or consequential damages arising from your use of the site or reliance on its content. This does not limit any rights you have under applicable consumer-protection or lending law.
Governing law & changes
These terms are governed by the laws of the State of California. We may update them; the “last updated” date above will reflect any change, and continued use of the site means you accept the updated terms.
Contact
Elite Fundings · 552 E Badillo St, Covina, CA 91723
(213) 880-8107 · Francisco@elitefundings.com
Provided for transparency; not legal advice.