Privacy policy.

Elite Fundings (“we,” “us”), a DBA of Vismar Corporation, respects your privacy. This policy explains what we collect when you use franciscowilliams.com, how we use it, and the choices you have. We are a California-licensed mortgage brokerage, so the financial information you share with us is also protected under the federal Gramm-Leach-Bliley Act (GLBA).

Information we collect

We only collect what you give us and minimal, privacy-preserving analytics:

• Information you submit through our contact, application, and agent-referral forms — your name, email, phone, and the loan scenario details you choose to share (loan purpose, property, income range, credit range, timeline). We do not request a Social Security number, bank account number, or full credit pull through this website; that information is collected later, securely, only if you proceed to a formal loan application.
• Usage analytics via a privacy-first, cookieless analytics tool that records aggregate page views and traffic sources. It does not use cookies, does not track you across other websites, and does not collect personally identifying information.

How we use it

• To respond to your inquiry and prepare a rate or scenario quote.
• To originate, process, and place your loan if you choose to proceed.
• To send you status updates about your inquiry or loan.
• To improve the website and understand what content is useful.
• To comply with applicable lending, licensing, and recordkeeping laws.

If you check the consent box on a form, you agree we may contact you by phone, SMS, or email about your inquiry. Consent to contact is not a condition of obtaining a loan, and you may opt out at any time by replying STOP to a text, clicking unsubscribe, or contacting us directly.

How we share it

We do not sell your personal information. We share it only as needed to serve you:

• Wholesale lenders and processors on our panel, to obtain quotes and place your loan — only when you ask us to move forward.
• Service providers that help us operate (for example, email delivery and secure document handling), bound to use your data only for that purpose.
• Legal and regulatory authorities when required by law, subpoena, or to protect rights and safety.

Your California privacy rights

Under the California Consumer Privacy Act (CCPA/CPRA), California residents may request to know what personal information we hold, request its deletion, and correct inaccuracies. Because we do not sell or share your information for cross-context behavioral advertising, there is nothing to opt out of on that front. To exercise any right, contact us using the details below; we will verify your request and respond within the time the law allows. We will not discriminate against you for exercising a right.

Data security & retention

Information submitted through this site is transmitted over encrypted HTTPS connections. We retain inquiry and loan information for as long as needed to serve you and to meet legal, licensing, and recordkeeping obligations, then dispose of it securely.

Children

This website is intended for adults seeking mortgage financing and is not directed to anyone under 18. We do not knowingly collect information from children.

Changes & contact

We may update this policy; the “last updated” date above will change accordingly. Questions or requests:

Francisco Williams, CCIM · Elite Fundings
552 E Badillo St, Covina, CA 91723
(213) 880-8107 · Francisco@elitefundings.com
NMLS #1858674 · CA DRE #01979442

This policy is provided in plain English for transparency and is not legal advice.