Residential and commercial lending
Francisco
Williams.
CCIM · California broker · Mortgage loan originator
I arrange residential and commercial loans. A home, a refinance, a 1–4 unit rental, or a commercial property starts with the property and the purpose of the loan.
California broker DRE #01979442Mortgage loan originator NMLS #1858674
Licensing & disclosuresHow I work
The questions
come first.
PropertyCapitalNext move
The property. The purpose of the loan. The file a lender would need. I start there, then we look at programs.
I broker financing; I don't lend. That means exploring available programs and discussing how their requirements, costs, and conditions relate to your scenario. A program name comes after understanding the property, the purpose, and the file.
This website is that lending practice. Residential mortgages, including 1–4 unit rentals, are arranged through Elite Fundings, a DBA of Vismar Corporation. Commercial and SBA loans are arranged by me under my California broker license. Commercial brokerage is a separate practice at Williams Capital Advisors (williamscap.ai). It is not a service of this site.
Financing is subject to lender review and approval. Comparing options does not guarantee a lower rate, lower cost, or an approval. You should understand the proposed terms and conditions before deciding how to proceed.
Credentials you
can check.
Use the public licensing records to verify who you're working with.
A few more
useful answers.
Have a property or financing question? Start with a direct conversation.
Contact FranciscoHow can I reach Francisco directly?
Call (213) 880-8107, email Francisco@elitefundings.com, or use the contact form. Share the property, your goal, and your preferred way to continue the conversation.
How do I verify Francisco's licenses?
Look up mortgage loan originator NMLS #1858674 at NMLS Consumer Access and California broker DRE #01979442 at the California Department of Real Estate. Links are provided on this page.
Is using a broker more expensive than going direct to a lender?
Costs depend on the loan and compensation arrangement. Compare written offers using the rate, APR, lender and broker charges, third-party costs, and lock terms. A broker can help compare lender options, but does not guarantee a lower rate or cost.
Which company handles residential mortgages?
Residential mortgages are brokered through Elite Fundings, a DBA of Vismar Corporation, NMLS #2046870 and CA DRE #02004333. The applicable company and licensing disclosures depend on the service.
Does this site list property for sale?
No. This site arranges residential and commercial loans. It does not list property for sale. Commercial brokerage is a separate practice at williamscap.ai.