Commercial

This page is the program catalog. A file starts on the commercial scenario review: the property, the city, and whether you are buying, refinancing, or building. Limits on each program page are lender rules, confirmed on the file. They are not a quote.

Owner-user and investor files are different

An owner-user file turns on whether the business occupies the building. An investor file turns on the income, the lease, and the property type. SBA 7(a) and 504 are described on their own pages, including the 2026 ownership rule and the combined-limit note. Those pages are conversation starters, not a commitment.