Francisco Williams, CCIM
Non-QM & Alternative Doc

Alt-Doc — Self-Employed

P&L Only

Qualify on a CPA-prepared profit & loss statement. No bank statements or tax returns for income.

Available throughout Southern California through Francisco Williams, CCIM, NMLS #1858674.

680

Min FICO

85%

Max LTV

p&l

Docs

Ideal borrower

Established self-employed with a CPA/tax preparer.

Program highlights

  • CPA or licensed tax preparer P&L only
  • 12 or 24 months of P&L
  • Simplest alt-doc path for established businesses

Typical uses

  • Self-employed with clean CPA books

Program details shown are representative guidelines and subject to individual lender overlays and CFPB / agency requirements. Rates shown are illustrative and subject to change without notice. Actual rate, APR, and terms will depend on creditworthiness, loan-to-value, property type, occupancy, loan amount, loan program, and other factors. Not all applicants will qualify.

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