Non-QM & Alternative Doc
Alt-Doc — Self-Employed
P&L Only
Qualify on a CPA-prepared profit & loss statement. No bank statements or tax returns for income.
Available throughout Southern California through Francisco Williams, CCIM, NMLS #1858674.
680
Min FICO
85%
Max LTV
p&l
Docs
Ideal borrower
Established self-employed with a CPA/tax preparer.
Program highlights
- CPA or licensed tax preparer P&L only
- 12 or 24 months of P&L
- Simplest alt-doc path for established businesses
Typical uses
- Self-employed with clean CPA books
Program details shown are representative guidelines and subject to individual lender overlays and CFPB / agency requirements. Rates shown are illustrative and subject to change without notice. Actual rate, APR, and terms will depend on creditworthiness, loan-to-value, property type, occupancy, loan amount, loan program, and other factors. Not all applicants will qualify.
