Does Francisco Williams work with Huntington Beach homebuyers?

Yes — Huntington Beach is part of our core Southern California service area. I'm licensed throughout California (NMLS #1858674, CA DRE #01979442) and have placed loans across Huntington Beach and surrounding Orange County neighborhoods. Call or text (213) 880-8107 to discuss your scenario.

What loan programs work well in Huntington Beach?

Strong rental and vacation-rental investor demand near the pier. DSCR and STR DSCR programs get heavy use. The programs that fit best locally include: DSCR Rental Loan, Short-Term Rental DSCR (Airbnb), Prime Jumbo, Conventional 30-Year Fixed.

All Service Areas

Orange County

Huntington Beach Mortgage Broker.

Name: Francisco Williams — Mortgage Broker
Address: 552 E Badillo St, Covina, CA, 91723, US
Telephone: (213) 880-8107
Price range: $$

Mortgage lending in Huntington Beach — SFR, 2–4 unit, and DSCR investment on the beach side.

Francisco Williams · NMLS #1858674 · CA DRE #01979442

Apply for a Huntington Beach loan Talk to Francisco

About the Huntington Beach market

Strong rental and vacation-rental investor demand near the pier. DSCR and STR DSCR programs get heavy use.

Neighborhoods I serve in Huntington Beach

Downtown HBSunset BeachHuntington HarbourEdwards Hill

Common ZIP codes: 92646, 92647, 92648, 92649.

Programs that fit Huntington Beach best

DSCR

DSCR Rental Loan

Qualify a rental property on the property's own cash flow — no personal income documentation.

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DSCR

Short-Term Rental DSCR (Airbnb)

DSCR loan using projected short-term rental income (AirDNA or 12-month Airbnb/VRBO history).

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Jumbo

Prime Jumbo

Full-doc jumbo financing above conforming limits, typically with best pricing for strong borrowers.

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Agency Fixed-Rate

Conventional 30-Year Fixed

The most common mortgage in America. Fixed rate and payment for 30 years, conforming to Fannie Mae / Freddie Mac guidelines.

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FAQs — Huntington Beach mortgage financing

Does Francisco Williams work with Huntington Beach homebuyers?: Yes — Huntington Beach is part of our core Southern California service area. I'm licensed throughout California (NMLS #1858674, CA DRE #01979442) and have placed loans across Huntington Beach and surrounding Orange County neighborhoods. Call or text (213) 880-8107 to discuss your scenario.
What neighborhoods in Huntington Beach do you serve?: Across all of Huntington Beach — including Downtown HB, Sunset Beach, Huntington Harbour, Edwards Hill. Common ZIP codes: 92646, 92647, 92648, 92649.
What loan programs work well in Huntington Beach?: Strong rental and vacation-rental investor demand near the pier. DSCR and STR DSCR programs get heavy use. The programs that fit best locally include: DSCR Rental Loan, Short-Term Rental DSCR (Airbnb), Prime Jumbo, Conventional 30-Year Fixed.

Rates shown are illustrative and subject to change without notice. Actual rate, APR, and terms will depend on creditworthiness, loan-to-value, property type, occupancy, loan amount, loan program, and other factors. Not all applicants will qualify.