Los Angeles County
Long Beach Mortgage Broker.
Mortgage lending for Long Beach homebuyers and investors — single-family, 2–4 unit, and Naples/Belmont Shore waterfront.
Francisco Williams · NMLS #1858674 · CA DRE #01979442
About the Long Beach market
Strong 2–4 unit inventory makes Long Beach a DSCR and conventional investment hotspot. Belmont Shore and Naples are dominated by jumbo purchases. Our sponsoring brokerage has an office on Orange Avenue.
Neighborhoods I serve in Long Beach
Common ZIP codes: 90802, 90803, 90804, 90805, 90806, 90807, 90808, 90814, 90815.
Programs that fit Long Beach best
DSCR
DSCR Rental Loan
Qualify a rental property on the property's own cash flow — no personal income documentation.
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Agency Fixed-Rate
Conventional 30-Year Fixed
The most common mortgage in America. Fixed rate and payment for 30 years, conforming to Fannie Mae / Freddie Mac guidelines.
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Jumbo
Prime Jumbo
Full-doc jumbo financing above conforming limits, typically with best pricing for strong borrowers.
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Government — FHA
FHA 30-Year Fixed
HUD-insured mortgage with low down payment and flexible credit requirements.
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FAQs — Long Beach mortgage financing
- Does Francisco Williams work with Long Beach homebuyers?
- Yes — Long Beach is part of our core Southern California service area. I'm licensed throughout California (NMLS #1858674, CA DRE #01979442) and have placed loans across Long Beach and surrounding Los Angeles County neighborhoods. Call or text (213) 880-8107 to discuss your scenario.
- What neighborhoods in Long Beach do you serve?
- Across all of Long Beach — including Belmont Shore, Naples, Bluff Park, Bixby Knolls, California Heights, and more. Common ZIP codes: 90802, 90803, 90804, 90805, 90806, 90807, 90808, 90814, 90815.
- What loan programs work well in Long Beach?
- Strong 2–4 unit inventory makes Long Beach a DSCR and conventional investment hotspot. Belmont Shore and Naples are dominated by jumbo purchases. Our sponsoring brokerage has an office on Orange Avenue. The programs that fit best locally include: DSCR Rental Loan, Conventional 30-Year Fixed, Prime Jumbo, FHA 30-Year Fixed.
Rates shown are illustrative and subject to change without notice. Actual rate, APR, and terms will depend on creditworthiness, loan-to-value, property type, occupancy, loan amount, loan program, and other factors. Not all applicants will qualify.