Los Angeles County
Los Angeles Mortgage Broker.
Mortgage financing across the City of Los Angeles — from Silver Lake fixer-uppers to Bel Air jumbo purchases.
Francisco Williams · NMLS #1858674 · CA DRE #01979442
About the Los Angeles market
Los Angeles spans a wider price band than any other SoCal market — sub-$600K condos in the Valley up through $10M+ estates on the Westside. High-balance conforming limits apply countywide. Non-warrantable condo and jumbo programs carry a lot of volume here.
Neighborhoods I serve in Los Angeles
Common ZIP codes: 90001, 90004, 90005, 90010, 90024, 90025, 90026, 90027, 90028, 90036, 90046, 90048, 90064, 90066, 90068, 90077.
Programs that fit Los Angeles best
Jumbo
Prime Jumbo
Full-doc jumbo financing above conforming limits, typically with best pricing for strong borrowers.
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Jumbo
Super Jumbo ($3M+)
Portfolio jumbo for high-net-worth borrowers. Loan amounts $3M–$10M+.
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Agency
High-Balance Conforming
Conforming loans above the baseline limit, available in CA high-cost counties (Los Angeles, Orange, San Diego, Bay Area).
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Alt-Doc — Property Type
Non-Warrantable Condo
Financing for condos that don't meet Fannie/Freddie warrantability (high investor concentration, HOA litigation, commercial share).
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Alt-Doc — Self-Employed
24-Month Bank Statement
Two years of bank statements — often with better pricing and higher LTV than 12-month programs.
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FAQs — Los Angeles mortgage financing
- Does Francisco Williams work with Los Angeles homebuyers?
- Yes — Los Angeles is part of our core Southern California service area. I'm licensed throughout California (NMLS #1858674, CA DRE #01979442) and have placed loans across Los Angeles and surrounding Los Angeles County neighborhoods. Call or text (213) 880-8107 to discuss your scenario.
- What neighborhoods in Los Angeles do you serve?
- Across all of Los Angeles — including Downtown LA, Hollywood, Silver Lake, Echo Park, Koreatown, and more. Common ZIP codes: 90001, 90004, 90005, 90010, 90024, 90025, 90026, 90027, 90028, 90036, 90046, 90048, 90064, 90066, 90068, 90077.
- What loan programs work well in Los Angeles?
- Los Angeles spans a wider price band than any other SoCal market — sub-$600K condos in the Valley up through $10M+ estates on the Westside. High-balance conforming limits apply countywide. Non-warrantable condo and jumbo programs carry a lot of volume here. The programs that fit best locally include: Prime Jumbo, Super Jumbo ($3M+), High-Balance Conforming, Non-Warrantable Condo, 24-Month Bank Statement.
Rates shown are illustrative and subject to change without notice. Actual rate, APR, and terms will depend on creditworthiness, loan-to-value, property type, occupancy, loan amount, loan program, and other factors. Not all applicants will qualify.