Los Angeles County
Downey Mortgage Broker.
Mortgage lending in Downey — Vismar has a branch on E Florence Ave managed by Asuncion Jimenez Vargas.
Francisco Williams · NMLS #1858674 · CA DRE #01979442
About the Downey market
Our brokerage runs a Downey branch office. Strong Latino homeowner and first-time-buyer base. ITIN mortgage and Spanish-language service are actively used here.
Neighborhoods I serve in Downey
Common ZIP codes: 90239, 90240, 90241, 90242.
Programs that fit Downey best
Alt-Doc — Non-Resident
ITIN Mortgage
Home financing for borrowers with an Individual Tax Identification Number (ITIN) instead of SSN.
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Government — FHA
FHA 30-Year Fixed
HUD-insured mortgage with low down payment and flexible credit requirements.
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Agency Fixed-Rate
Conventional 30-Year Fixed
The most common mortgage in America. Fixed rate and payment for 30 years, conforming to Fannie Mae / Freddie Mac guidelines.
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DPA — California
CalHFA MyHome Assistance
California Housing Finance Agency deferred-payment junior loan for down payment or closing costs, up to 3% of purchase price.
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FAQs — Downey mortgage financing
- Does Francisco Williams work with Downey homebuyers?
- Yes — Downey is part of our core Southern California service area. I'm licensed throughout California (NMLS #1858674, CA DRE #01979442) and have placed loans across Downey and surrounding Los Angeles County neighborhoods. Call or text (213) 880-8107 to discuss your scenario.
- What neighborhoods in Downey do you serve?
- Across all of Downey — including Downtown Downey, North Downey, East Downey, Rancho Los Amigos. Common ZIP codes: 90239, 90240, 90241, 90242.
- What loan programs work well in Downey?
- Our brokerage runs a Downey branch office. Strong Latino homeowner and first-time-buyer base. ITIN mortgage and Spanish-language service are actively used here. The programs that fit best locally include: ITIN Mortgage, FHA 30-Year Fixed, Conventional 30-Year Fixed, CalHFA MyHome Assistance.
Rates shown are illustrative and subject to change without notice. Actual rate, APR, and terms will depend on creditworthiness, loan-to-value, property type, occupancy, loan amount, loan program, and other factors. Not all applicants will qualify.
