San Bernardino County
Ontario Mortgage Broker.
Mortgage broker in Ontario — first-time buyers, new construction, and SBA commercial for local business owners.
Francisco Williams · NMLS #1858674 · CA DRE #01979442
About the Ontario market
Growing new-construction supply. Warehouse/logistics-adjacent owner-user business financing is a specialty via SBA 7(a) and 504.
Neighborhoods I serve in Ontario
Common ZIP codes: 91761, 91762, 91764.
Programs that fit Ontario best
SBA
SBA 7(a) Owner-User
Up to $5M SBA-guaranteed loan for owner-user real estate acquisition and business needs.
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SBA
SBA 504 Owner-User
Fixed-rate SBA loan for owner-user commercial real estate acquisition or construction. 50/40/10 structure.
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Agency Fixed-Rate
Conventional 30-Year Fixed
The most common mortgage in America. Fixed rate and payment for 30 years, conforming to Fannie Mae / Freddie Mac guidelines.
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Government — FHA
FHA 30-Year Fixed
HUD-insured mortgage with low down payment and flexible credit requirements.
View program
FAQs — Ontario mortgage financing
- Does Francisco Williams work with Ontario homebuyers?
- Yes — Ontario is part of our core Southern California service area. I'm licensed throughout California (NMLS #1858674, CA DRE #01979442) and have placed loans across Ontario and surrounding San Bernardino County neighborhoods. Call or text (213) 880-8107 to discuss your scenario.
- What neighborhoods in Ontario do you serve?
- Across all of Ontario — including Ontario Ranch, Downtown Ontario, Westwind. Common ZIP codes: 91761, 91762, 91764.
- What loan programs work well in Ontario?
- Growing new-construction supply. Warehouse/logistics-adjacent owner-user business financing is a specialty via SBA 7(a) and 504. The programs that fit best locally include: SBA 7(a) Owner-User, SBA 504 Owner-User, Conventional 30-Year Fixed, FHA 30-Year Fixed.
Rates shown are illustrative and subject to change without notice. Actual rate, APR, and terms will depend on creditworthiness, loan-to-value, property type, occupancy, loan amount, loan program, and other factors. Not all applicants will qualify.
