Orange County
Santa Ana Mortgage Broker.
Mortgage broker for Santa Ana buyers — bilingual service, first-time-buyer, and ITIN mortgages.
Francisco Williams · NMLS #1858674 · CA DRE #01979442
About the Santa Ana market
Heavy first-time-buyer activity in a diverse market. ITIN mortgages, FHA, and CalHFA programs are the typical fits. Spanish-language service available.
Neighborhoods I serve in Santa Ana
Common ZIP codes: 92701, 92703, 92704, 92705, 92706, 92707.
Programs that fit Santa Ana best
Alt-Doc — Non-Resident
ITIN Mortgage
Home financing for borrowers with an Individual Tax Identification Number (ITIN) instead of SSN.
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Government — FHA
FHA 30-Year Fixed
HUD-insured mortgage with low down payment and flexible credit requirements.
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DPA — California
CalHFA MyHome Assistance
California Housing Finance Agency deferred-payment junior loan for down payment or closing costs, up to 3% of purchase price.
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DPA — California
CalHFA Dream For All (Shared Appreciation)
Shared-appreciation down payment assistance — CalHFA provides up to 20% down, repaid at sale/refi plus a share of appreciation.
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FAQs — Santa Ana mortgage financing
- Does Francisco Williams work with Santa Ana homebuyers?
- Yes — Santa Ana is part of our core Southern California service area. I'm licensed throughout California (NMLS #1858674, CA DRE #01979442) and have placed loans across Santa Ana and surrounding Orange County neighborhoods. Call or text (213) 880-8107 to discuss your scenario.
- What neighborhoods in Santa Ana do you serve?
- Across all of Santa Ana — including French Park, Floral Park, Washington Square, Delhi, South Coast Metro. Common ZIP codes: 92701, 92703, 92704, 92705, 92706, 92707.
- What loan programs work well in Santa Ana?
- Heavy first-time-buyer activity in a diverse market. ITIN mortgages, FHA, and CalHFA programs are the typical fits. Spanish-language service available. The programs that fit best locally include: ITIN Mortgage, FHA 30-Year Fixed, CalHFA MyHome Assistance, CalHFA Dream For All (Shared Appreciation).
Rates shown are illustrative and subject to change without notice. Actual rate, APR, and terms will depend on creditworthiness, loan-to-value, property type, occupancy, loan amount, loan program, and other factors. Not all applicants will qualify.