Calculator

Affordability Calculator

Name: Francisco Williams — Mortgage Broker
Address: 552 E Badillo St, Covina, CA, 91723, US
Telephone: (213) 880-8107
Price range: $$

Estimate the maximum home price you can afford from your gross monthly income, debts, down payment, and target DTI.

Inputs

Gross monthly income

Monthly debts (car, CC, student)

Down payment

Interest rate

Term (years)

Max DTI

Property tax rate (per year)

Insurance rate (per year)

HOA (monthly)

You can afford

$675,310

estimated max purchase price

Max loan amount$575,310

Monthly housing budget$4,660

Estimate only. Final approval depends on full underwriting including credit, reserves, property appraisal, and program-specific overlays.

Your numbers, but real

The calculator uses an assumed rate. Your scenario has a real one.

A 15-minute call gets you 2–3 live quotes from a panel of wholesale lenders — matched to your credit, property, and timeline. No hard pull, no obligation.

Call (213) 880-8107 Get a real quote

Rates shown are illustrative and subject to change without notice. Actual rate, APR, and terms will depend on creditworthiness, loan-to-value, property type, occupancy, loan amount, loan program, and other factors. Not all applicants will qualify. This is not a commitment to lend; all loans are subject to credit approval, income and asset verification, and property appraisal.