Calculator
Affordability Calculator
Estimate the maximum home price you can afford from your gross monthly income, debts, down payment, and target DTI.
$675,309
purchase price within the entered payment budget
- Max loan amount
- $575,309
- Monthly housing budget
- $4,660
Estimate only. Final approval depends on full underwriting including credit, reserves, property appraisal, and program-specific overlays.
Your numbers, but real
The calculator uses an assumed rate. Your scenario has a real one.
Discuss your credit, property, and timeline with Francisco to explore available programs and the information needed for a quote. Using this calculator does not perform a credit inquiry.
Rates shown are illustrative and subject to change without notice. Actual rate, APR, and terms will depend on creditworthiness, loan-to-value, property type, occupancy, loan amount, loan program, and other factors. Not all applicants will qualify. This is not a commitment to lend; all loans are subject to credit approval, income and asset verification, and property appraisal.