Calculator
Blended Rate Calculator
Calculate the effective blended rate and combined payment across a first and second mortgage.
1st lien
2nd lien
3.969%
effective blended rate
- 1st payment
- $2,913
- 2nd payment
- $1,199
- Combined P&I
- $4,112
- Combined balance
- $800,000
Useful for deciding between a cash-out refi of a low-rate first vs. a fixed-rate second lien or HELOC on top.
Your numbers, but real
The calculator uses an assumed rate. Your scenario has a real one.
Discuss your credit, property, and timeline with Francisco to explore available programs and the information needed for a quote. Using this calculator does not perform a credit inquiry.
Rates shown are illustrative and subject to change without notice. Actual rate, APR, and terms will depend on creditworthiness, loan-to-value, property type, occupancy, loan amount, loan program, and other factors. Not all applicants will qualify. This is not a commitment to lend; all loans are subject to credit approval, income and asset verification, and property appraisal.