Is SBA a residential mortgage?

Name: Francisco Williams — Mortgage Broker
Address: 552 E Badillo St, Covina, CA, 91723, US
Telephone: (213) 880-8107
Price range: $$

No. Owner-user commercial. Occupying a house is a different stack.

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SBA 7(a) vs 504. Real estate vs working capital.

504 is the long-term, fixed-asset path — owner-occupied commercial real estate and heavy equipment. 7(a) is the broader working-capital and acquisition path. I will not force a 504 onto a file that needs 7(a) liquidity.

Let's sort this Typical documents (213) 880-8107

504: project structure (bank + CDC + down payment). Best when the asset is the point.
7(a): working capital, goodwill, partner buyout, mixed use of proceeds.
CRE sale / NNN is Williams Capital Advisors — not an SBA pitch.

SBA 7(a)SBA 504 CRE (WCA)

Is SBA a residential mortgage?: No. Owner-user commercial. Occupying a house is a different stack.

Not an approval. Not a rate. Overlay at lock. NMLS #1858674.