Alt-Doc — Self-Employed

1099-Only Income

Name: Francisco Williams — Mortgage Broker
Address: 552 E Badillo St, Covina, CA, 91723, US
Telephone: (213) 880-8107
Price range: $$

Qualify on 1–2 years of 1099s — no tax returns required. Ideal for independent contractors.

Available throughout Southern California through Francisco Williams, CCIM, NMLS #1858674.

Apply for this program (213) 880-8107

660

Min FICO

90%

Max LTV

1099

Docs

Ideal borrower

1099 earners (realtors, consultants, gig workers) whose tax returns understate income.

Program highlights

1 or 2 years of 1099s accepted
No tax returns
Expense factor applied to gross 1099 income

Typical uses

Independent contractor home purchase

Program details shown are representative guidelines and subject to individual lender overlays and CFPB / agency requirements. Rates shown are illustrative and subject to change without notice. Actual rate, APR, and terms will depend on creditworthiness, loan-to-value, property type, occupancy, loan amount, loan program, and other factors. Not all applicants will qualify.