Francisco Williams, CCIM
Conventional & Government

Second Lien

Closed-End Second Lien (Fixed)

Fixed-rate, fully-amortizing second mortgage — lump-sum cash-out without refinancing the first.

Available throughout Southern California through Francisco Williams, CCIM, NMLS #1858674.

680

Min FICO

full doc

Docs

Ideal borrower

Homeowners with a low-rate first who want a fixed-rate cash-out.

Program highlights

  • Fixed rate
  • Lump sum
  • Preserves low-rate first mortgage

Typical uses

  • Debt consolidation
  • Major home improvement

Program details shown are representative guidelines and subject to individual lender overlays and CFPB / agency requirements. Rates shown are illustrative and subject to change without notice. Actual rate, APR, and terms will depend on creditworthiness, loan-to-value, property type, occupancy, loan amount, loan program, and other factors. Not all applicants will qualify.

Call FranciscoApply Now