Francisco Williams, CCIM
Investor & Bridge

DSCR

DSCR 2nd Lien / HELOC

HELOC or fixed second lien on an investment property, qualified on DSCR.

Available throughout Southern California through Francisco Williams, CCIM, NMLS #1858674.

680

Min FICO

dscr

Docs

Ideal borrower

Investors preserving low-rate first mortgages on rentals.

Program highlights

  • HELOC or fixed 2nd
  • Up to 85% CLTV
  • Preserves low-rate first mortgage

Typical uses

  • Equity extraction without refi of first

Program details shown are representative guidelines and subject to individual lender overlays and CFPB / agency requirements. Rates shown are illustrative and subject to change without notice. Actual rate, APR, and terms will depend on creditworthiness, loan-to-value, property type, occupancy, loan amount, loan program, and other factors. Not all applicants will qualify.

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