Conventional & Government
Specialty
Energy-Efficient Mortgage (EEM)
FHA or conventional mortgage enhanced to finance energy-efficiency improvements.
Available throughout Southern California through Francisco Williams, CCIM, NMLS #1858674.
Ideal borrower
Buyers including solar, HVAC, or insulation upgrades.
Program highlights
- Add cost of improvements to loan
- Based on projected energy savings
Typical uses
- Solar installation financing
- HVAC/insulation upgrades
Program details shown are representative guidelines and subject to individual lender overlays and CFPB / agency requirements. Rates shown are illustrative and subject to change without notice. Actual rate, APR, and terms will depend on creditworthiness, loan-to-value, property type, occupancy, loan amount, loan program, and other factors. Not all applicants will qualify.