Private Money
Ground-Up Construction
Business-purpose construction: lot plus vertical with a structured draw schedule. Experienced builder. Terms at lock.
Available throughout Southern California through Francisco Williams, CCIM, NMLS #1858674.
65%
Max LTV
$5,000,000
Max loan
Ideal borrower
Spec builders and infill operators with a named takeout.
Program highlights
- Lot acquisition plus construction
- Structured draw schedule
- Interest-only during the build
- SFR and small multifamily
Typical uses
- New-construction spec
- Small multifamily ground-up
Program details shown are representative guidelines and subject to individual lender overlays and CFPB / agency requirements. Rates shown are illustrative and subject to change without notice. Actual rate, APR, and terms will depend on creditworthiness, loan-to-value, property type, occupancy, loan amount, loan program, and other factors. Not all applicants will qualify. This is not a commitment to lend; all loans are subject to credit approval, income and asset verification, and property appraisal.