Francisco Williams, CCIM
Investor & Bridge

Construction

Ground-Up Construction (Residential)

Construction financing for spec builders or owner-occupant new builds.

Available throughout Southern California through Francisco Williams, CCIM, NMLS #1858674.

680

Min FICO

80%

Max LTV

Ideal borrower

Spec builders or owners building a custom home.

Program highlights

  • Land + construction in one loan
  • Interest-only during construction
  • Draw schedule tied to build phases
  • Spec and owner-occ variants

Typical uses

  • New-construction spec
  • Custom home build

Program details shown are representative guidelines and subject to individual lender overlays and CFPB / agency requirements. Rates shown are illustrative and subject to change without notice. Actual rate, APR, and terms will depend on creditworthiness, loan-to-value, property type, occupancy, loan amount, loan program, and other factors. Not all applicants will qualify.

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