Should I use a bank-statement mortgage instead?

Name: Francisco Williams — Mortgage Broker
Address: 552 E Badillo St, Covina, CA, 91723, US
Telephone: (213) 880-8107
Price range: $$

If you occupy the house and want a 30-year, start on /loan-programs/non-qm. If this is a business-purpose asset, this is the file.

Private Money

Private Self-Employed

Business-purpose capital when tax returns are not the story. Bank-statement 30-years stay on Non-QM. Terms at lock.

Available throughout Southern California through Francisco Williams, CCIM, NMLS #1858674.

Apply for this program (213) 880-8107

70%

Max LTV

$3,000,000

Max loan

bank statement

Docs

Ideal borrower

Self-employed operators funding an asset, not a primary-residence 30-year.

Program highlights

No tax-return 30-year overlay on this stack
Bank statements and the deal, not W-2 theater
Business-purpose only
6–36 month structure typical

Typical uses

Investment property without full-doc income
Speed over a 30-year payment

Frequently asked questions

Should I use a bank-statement mortgage instead?: If you occupy the house and want a 30-year, start on /loan-programs/non-qm. If this is a business-purpose asset, this is the file.

Program details shown are representative guidelines and subject to individual lender overlays and CFPB / agency requirements. Rates shown are illustrative and subject to change without notice. Actual rate, APR, and terms will depend on creditworthiness, loan-to-value, property type, occupancy, loan amount, loan program, and other factors. Not all applicants will qualify. This is not a commitment to lend; all loans are subject to credit approval, income and asset verification, and property appraisal.