Conventional & Government
Reverse Mortgage
HECM Reverse Mortgage
FHA-insured Home Equity Conversion Mortgage for homeowners 62+.
Available throughout Southern California through Francisco Williams, CCIM, NMLS #1858674.
Ideal borrower
Homeowners 62+ wanting to access home equity without monthly payments.
Program highlights
- No monthly mortgage payments
- FHA-insured
- Principal, line of credit, or tenure payments
- Non-recourse — heirs inherit equity without mortgage obligation
Typical uses
- Retiree home-equity access
Program details shown are representative guidelines and subject to individual lender overlays and CFPB / agency requirements. Rates shown are illustrative and subject to change without notice. Actual rate, APR, and terms will depend on creditworthiness, loan-to-value, property type, occupancy, loan amount, loan program, and other factors. Not all applicants will qualify.
