Non-QM & Alternative Doc
Alt-Doc — Equity Comp
RSU / Restricted-Stock Income
Qualify using RSU vesting schedules — common for tech, biotech, and finance employees.
Available throughout Southern California through Francisco Williams, CCIM, NMLS #1858674.
720
Min FICO
85%
Max LTV
full doc
Docs
Ideal borrower
Tech/finance employees with significant RSU income.
Program highlights
- RSU grant letters + vesting schedule
- 3-year average or remaining-vest approach
Typical uses
- Tech-employee home purchase
Program details shown are representative guidelines and subject to individual lender overlays and CFPB / agency requirements. Rates shown are illustrative and subject to change without notice. Actual rate, APR, and terms will depend on creditworthiness, loan-to-value, property type, occupancy, loan amount, loan program, and other factors. Not all applicants will qualify.
