Does Francisco Williams work with Chula Vista homebuyers?

Yes — Chula Vista is part of our core Southern California service area. I'm licensed throughout California (NMLS #1858674, CA DRE #01979442) and have placed loans across Chula Vista and surrounding San Diego County neighborhoods. Call or text (213) 880-8107 to discuss your scenario.

What loan programs work well in Chula Vista?

Heavy VA activity from Naval bases. FHA and CalHFA programs work for first-time buyers. Spanish-speaking borrowers are a meaningful share of the market. The programs that fit best locally include: VA 30-Year Fixed, FHA 30-Year Fixed, ITIN Mortgage, CalHFA MyHome Assistance.

All Service Areas

San Diego County

Chula Vista Mortgage Broker.

Name: Francisco Williams — Mortgage Broker
Address: 552 E Badillo St, Covina, CA, 91723, US
Telephone: (213) 880-8107
Price range: $$

Mortgage lending in Chula Vista — first-time buyers, military VA, and investor financing.

Francisco Williams · NMLS #1858674 · CA DRE #01979442

Apply for a Chula Vista loan Talk to Francisco

About the Chula Vista market

Heavy VA activity from Naval bases. FHA and CalHFA programs work for first-time buyers. Spanish-speaking borrowers are a meaningful share of the market.

Neighborhoods I serve in Chula Vista

EastlakeOtay RanchBonitaRolling Hills Ranch

Common ZIP codes: 91910, 91911, 91913, 91914, 91915.

Programs that fit Chula Vista best

Government — VA

VA 30-Year Fixed

Zero-down financing for eligible active-duty servicemembers, veterans, and surviving spouses.

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Government — FHA

FHA 30-Year Fixed

HUD-insured mortgage with low down payment and flexible credit requirements.

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Alt-Doc — Non-Resident

ITIN Mortgage

Home financing for borrowers with an Individual Tax Identification Number (ITIN) instead of SSN.

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DPA — California

CalHFA MyHome Assistance

California Housing Finance Agency deferred-payment junior loan for down payment or closing costs, up to 3% of purchase price.

View program

FAQs — Chula Vista mortgage financing

Does Francisco Williams work with Chula Vista homebuyers?: Yes — Chula Vista is part of our core Southern California service area. I'm licensed throughout California (NMLS #1858674, CA DRE #01979442) and have placed loans across Chula Vista and surrounding San Diego County neighborhoods. Call or text (213) 880-8107 to discuss your scenario.
What neighborhoods in Chula Vista do you serve?: Across all of Chula Vista — including Eastlake, Otay Ranch, Bonita, Rolling Hills Ranch. Common ZIP codes: 91910, 91911, 91913, 91914, 91915.
What loan programs work well in Chula Vista?: Heavy VA activity from Naval bases. FHA and CalHFA programs work for first-time buyers. Spanish-speaking borrowers are a meaningful share of the market. The programs that fit best locally include: VA 30-Year Fixed, FHA 30-Year Fixed, ITIN Mortgage, CalHFA MyHome Assistance.

Rates shown are illustrative and subject to change without notice. Actual rate, APR, and terms will depend on creditworthiness, loan-to-value, property type, occupancy, loan amount, loan program, and other factors. Not all applicants will qualify.