Does Francisco Williams work with Fullerton homebuyers?

Yes — Fullerton is part of our core Southern California service area. I'm licensed throughout California (NMLS #1858674, CA DRE #01979442) and have placed loans across Fullerton and surrounding Orange County neighborhoods. Call or text (213) 880-8107 to discuss your scenario.

What loan programs work well in Fullerton?

College town plus hillside SFR. FHA and conventional on occupancy. Sunny Hills can need jumbo. Campus-adjacent rentals are DSCR only when occupancy is investment. The programs that fit best locally include: Conventional 30-Year Fixed, FHA 30-Year Fixed, Prime Jumbo, DSCR Rental Loan.

All Service Areas

Orange County

Fullerton Mortgage Broker.

Name: Francisco Williams — Mortgage Broker
Address: 552 E Badillo St, Covina, CA, 91723, US
Telephone: (213) 880-8107
Price range: $$

Mortgage broker in Fullerton — north Orange County occupancy files and campus-adjacent 1–4 rentals.

Francisco Williams · NMLS #1858674 · CA DRE #01979442

Apply for a Fullerton loan Talk to Francisco

About the Fullerton market

College town plus hillside SFR. FHA and conventional on occupancy. Sunny Hills can need jumbo. Campus-adjacent rentals are DSCR only when occupancy is investment.

Neighborhoods I serve in Fullerton

Downtown FullertonAmerige HeightsSunny HillsWest Fullerton

Common ZIP codes: 92831, 92832, 92833, 92835.

Programs that fit Fullerton best

Agency Fixed-Rate

Conventional 30-Year Fixed

The most common mortgage in America. Fixed rate and payment for 30 years, conforming to Fannie Mae / Freddie Mac guidelines.

View program

Government — FHA

FHA 30-Year Fixed

HUD-insured mortgage with low down payment and flexible credit requirements.

View program

Jumbo

Prime Jumbo

Full-doc jumbo financing above conforming limits, typically with best pricing for strong borrowers.

View program

DSCR

DSCR Rental Loan

Qualify a rental property on the property's own cash flow — no personal income documentation.

View program

FAQs — Fullerton mortgage financing

Does Francisco Williams work with Fullerton homebuyers?: Yes — Fullerton is part of our core Southern California service area. I'm licensed throughout California (NMLS #1858674, CA DRE #01979442) and have placed loans across Fullerton and surrounding Orange County neighborhoods. Call or text (213) 880-8107 to discuss your scenario.
What neighborhoods in Fullerton do you serve?: Across all of Fullerton — including Downtown Fullerton, Amerige Heights, Sunny Hills, West Fullerton. Common ZIP codes: 92831, 92832, 92833, 92835.
What loan programs work well in Fullerton?: College town plus hillside SFR. FHA and conventional on occupancy. Sunny Hills can need jumbo. Campus-adjacent rentals are DSCR only when occupancy is investment. The programs that fit best locally include: Conventional 30-Year Fixed, FHA 30-Year Fixed, Prime Jumbo, DSCR Rental Loan.

Rates shown are illustrative and subject to change without notice. Actual rate, APR, and terms will depend on creditworthiness, loan-to-value, property type, occupancy, loan amount, loan program, and other factors. Not all applicants will qualify. This is not a commitment to lend; all loans are subject to credit approval, income and asset verification, and property appraisal.