Los Angeles County
City of Industry Mortgage Broker.
Owner-user and adjacent-city mortgages for City of Industry — SBA for the industrial park, residential next door in La Puente and Hacienda Heights.
Francisco Williams · NMLS #1858674 · CA DRE #01979442
About the City of Industry market
This is an industrial city, not a first-time SFR farm. Owner-user files are SBA 7(a) / 504. People who live next door are La Puente, Hacienda Heights, or Rowland Heights occupancy files.
Neighborhoods I serve in City of Industry
Common ZIP codes: 91744, 91746, 91748, 91789.
Programs that fit City of Industry best
SBA
SBA 7(a) Owner-User
SBA 7(a) for owner-user real estate, equipment, working capital, or a business acquisition. Individual 7(a) still tops at $5 million; combined 7(a)+504 can reach $10 million under the July 4, 2026 coordination rule.
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SBA
SBA 504 Owner-User
Fixed-rate SBA 504 for owner-user commercial real estate or heavy equipment. Typical stack is 50% bank + 40% CDC debenture + 10% equity. Can pair with a 7(a) under the July 4, 2026 combined-limit rule.
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Agency Fixed-Rate
Conventional 30-Year Fixed
The most common mortgage in America. Fixed rate and payment for 30 years, conforming to Fannie Mae / Freddie Mac guidelines.
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Government — FHA
FHA 30-Year Fixed
HUD-insured mortgage with low down payment and flexible credit requirements.
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FAQs — City of Industry mortgage financing
- Does Francisco Williams work with City of Industry homebuyers?
- Yes — City of Industry is part of our core Southern California service area. I'm licensed throughout California (NMLS #1858674, CA DRE #01979442) and have placed loans across City of Industry and surrounding Los Angeles County neighborhoods. Call or text (213) 880-8107 to discuss your scenario.
- What neighborhoods in City of Industry do you serve?
- Across all of City of Industry — including Workman Mill, adjacent La Puente, adjacent Hacienda Heights, adjacent Rowland Heights. Common ZIP codes: 91744, 91746, 91748, 91789.
- What loan programs work well in City of Industry?
- This is an industrial city, not a first-time SFR farm. Owner-user files are SBA 7(a) / 504. People who live next door are La Puente, Hacienda Heights, or Rowland Heights occupancy files. The programs that fit best locally include: SBA 7(a) Owner-User, SBA 504 Owner-User, Conventional 30-Year Fixed, FHA 30-Year Fixed.
Rates shown are illustrative and subject to change without notice. Actual rate, APR, and terms will depend on creditworthiness, loan-to-value, property type, occupancy, loan amount, loan program, and other factors. Not all applicants will qualify. This is not a commitment to lend; all loans are subject to credit approval, income and asset verification, and property appraisal.