Los Angeles County
Pomona Mortgage Broker.
Mortgage broker in Pomona — first-time FHA, 2–4 DSCR, and owner-user SBA on the LA / Inland Empire edge.
Francisco Williams · NMLS #1858674 · CA DRE #01979442
About the Pomona market
Older inventory, first-time files, and 2–4 rentals. FHA and CalHFA do occupancy. DSCR is the rental stack. Owner-user commercial is SBA, not a DSCR sheet.
Neighborhoods I serve in Pomona
Common ZIP codes: 91766, 91767, 91768.
Programs that fit Pomona best
Government — FHA
FHA 30-Year Fixed
HUD-insured mortgage with low down payment and flexible credit requirements.
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DPA — California
CalHFA MyHome Assistance
California Housing Finance Agency deferred-payment junior loan for down payment or closing costs, up to 3% of purchase price.
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DSCR
DSCR Rental Loan
Qualify a rental property on the property's own cash flow — no personal income documentation.
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SBA
SBA 7(a) Owner-User
SBA 7(a) for owner-user real estate, equipment, working capital, or a business acquisition. Individual 7(a) still tops at $5 million; combined 7(a)+504 can reach $10 million under the July 4, 2026 coordination rule.
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FAQs — Pomona mortgage financing
- Does Francisco Williams work with Pomona homebuyers?
- Yes — Pomona is part of our core Southern California service area. I'm licensed throughout California (NMLS #1858674, CA DRE #01979442) and have placed loans across Pomona and surrounding Los Angeles County neighborhoods. Call or text (213) 880-8107 to discuss your scenario.
- What neighborhoods in Pomona do you serve?
- Across all of Pomona — including Downtown Pomona, Phillips Ranch, Lincoln Park, Westmont, Ganesha. Common ZIP codes: 91766, 91767, 91768.
- What loan programs work well in Pomona?
- Older inventory, first-time files, and 2–4 rentals. FHA and CalHFA do occupancy. DSCR is the rental stack. Owner-user commercial is SBA, not a DSCR sheet. The programs that fit best locally include: FHA 30-Year Fixed, CalHFA MyHome Assistance, DSCR Rental Loan, SBA 7(a) Owner-User.
Rates shown are illustrative and subject to change without notice. Actual rate, APR, and terms will depend on creditworthiness, loan-to-value, property type, occupancy, loan amount, loan program, and other factors. Not all applicants will qualify. This is not a commitment to lend; all loans are subject to credit approval, income and asset verification, and property appraisal.