Los Angeles County
Temple City Mortgage Broker.
Mortgage lending in Temple City — small San Gabriel Valley city, Longden corridor, owner-occupied files.
Francisco Williams · NMLS #1858674 · CA DRE #01979442
About the Temple City market
Small city, mostly occupancy files. Conventional and FHA. Jumbo shows up on larger lots toward Arcadia. Not an inland new-construction mill.
Neighborhoods I serve in Temple City
Common ZIP codes: 91780.
Programs that fit Temple City best
Agency Fixed-Rate
Conventional 30-Year Fixed
The most common mortgage in America. Fixed rate and payment for 30 years, conforming to Fannie Mae / Freddie Mac guidelines.
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Government — FHA
FHA 30-Year Fixed
HUD-insured mortgage with low down payment and flexible credit requirements.
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Jumbo
Prime Jumbo
Full-doc jumbo financing above conforming limits, typically with best pricing for strong borrowers.
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Renovation
HomeStyle Renovation
Finance purchase + renovation in one loan, based on the property's as-completed value.
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FAQs — Temple City mortgage financing
- Does Francisco Williams work with Temple City homebuyers?
- Yes — Temple City is part of our core Southern California service area. I'm licensed throughout California (NMLS #1858674, CA DRE #01979442) and have placed loans across Temple City and surrounding Los Angeles County neighborhoods. Call or text (213) 880-8107 to discuss your scenario.
- What neighborhoods in Temple City do you serve?
- Across all of Temple City — including Downtown Temple City, Longden corridor, Cloverly, Encinita. Common ZIP codes: 91780.
- What loan programs work well in Temple City?
- Small city, mostly occupancy files. Conventional and FHA. Jumbo shows up on larger lots toward Arcadia. Not an inland new-construction mill. The programs that fit best locally include: Conventional 30-Year Fixed, FHA 30-Year Fixed, Prime Jumbo, HomeStyle Renovation.
Rates shown are illustrative and subject to change without notice. Actual rate, APR, and terms will depend on creditworthiness, loan-to-value, property type, occupancy, loan amount, loan program, and other factors. Not all applicants will qualify. This is not a commitment to lend; all loans are subject to credit approval, income and asset verification, and property appraisal.
