Does Francisco Williams work with Ventura homebuyers?

Yes — Ventura is part of our core Southern California service area. I'm licensed throughout California (NMLS #1858674, CA DRE #01979442) and have placed loans across Ventura and surrounding Ventura County neighborhoods. Call or text (213) 880-8107 to discuss your scenario.

What loan programs work well in Ventura?

Coastal and near-coastal SFR mix. Jumbo common in Pierpont and hillside neighborhoods. The programs that fit best locally include: Prime Jumbo, Conventional 30-Year Fixed, DSCR Rental Loan, Short-Term Rental DSCR (Airbnb).

All Service Areas

Ventura County

Ventura Mortgage Broker.

Name: Francisco Williams — Mortgage Broker
Address: 552 E Badillo St, Covina, CA, 91723, US
Telephone: (213) 880-8107
Price range: $$

Mortgage lending in Ventura — coastal single-family and investment financing.

Francisco Williams · NMLS #1858674 · CA DRE #01979442

Apply for a Ventura loan Talk to Francisco

About the Ventura market

Coastal and near-coastal SFR mix. Jumbo common in Pierpont and hillside neighborhoods.

Neighborhoods I serve in Ventura

Downtown VenturaMidtownEast VenturaPierpont

Common ZIP codes: 93001, 93003, 93004.

Programs that fit Ventura best

Jumbo

Prime Jumbo

Full-doc jumbo financing above conforming limits, typically with best pricing for strong borrowers.

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Agency Fixed-Rate

Conventional 30-Year Fixed

The most common mortgage in America. Fixed rate and payment for 30 years, conforming to Fannie Mae / Freddie Mac guidelines.

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DSCR

DSCR Rental Loan

Qualify a rental property on the property's own cash flow — no personal income documentation.

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DSCR

Short-Term Rental DSCR (Airbnb)

DSCR loan using projected short-term rental income (AirDNA or 12-month Airbnb/VRBO history).

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FAQs — Ventura mortgage financing

Does Francisco Williams work with Ventura homebuyers?: Yes — Ventura is part of our core Southern California service area. I'm licensed throughout California (NMLS #1858674, CA DRE #01979442) and have placed loans across Ventura and surrounding Ventura County neighborhoods. Call or text (213) 880-8107 to discuss your scenario.
What neighborhoods in Ventura do you serve?: Across all of Ventura — including Downtown Ventura, Midtown, East Ventura, Pierpont. Common ZIP codes: 93001, 93003, 93004.
What loan programs work well in Ventura?: Coastal and near-coastal SFR mix. Jumbo common in Pierpont and hillside neighborhoods. The programs that fit best locally include: Prime Jumbo, Conventional 30-Year Fixed, DSCR Rental Loan, Short-Term Rental DSCR (Airbnb).

Rates shown are illustrative and subject to change without notice. Actual rate, APR, and terms will depend on creditworthiness, loan-to-value, property type, occupancy, loan amount, loan program, and other factors. Not all applicants will qualify.