For contractors draws have to fund.
Owner-occupied rehab can be HomeStyle or 203(k). Spec, rental ADU, and ground-up that a bank construction desk will not match is private money. Introduce the owner. I sort the stack.
Private money
- Rental ADU vertical build
- Ground-up and heavy rehab on a business-purpose clock
How to introduce a file
- 01
Introduce the file
Call, text, or send the scenario through the inquiry form. Name yourself so the relationship stays yours.
- 02
I sort the stack
Regular 30-year / Non-QM / 1–4 DSCR through Elite Fundings, or business-purpose private money on this desk. Same person. Different product.
- 03
You keep the client
You run the professional file. I run capital. Status comes back to you. This page is not a kickback pitch.
- Do you pay the GC directly?
- Draw mechanics are overlay at lock. The owner is the borrower. I will say how draws work on that file — not as a website promise.
- Can the owner live in it and still use private money?
- Owner-occupied rehab usually wants the regular renovation stack first. Private money on this site is business-purpose. I will not force the wrong occupancy into the wrong product.
