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Francisco Williams, CCIM

Professionals

For contractors draws have to fund.

Owner-occupied rehab can be HomeStyle or 203(k). Spec, rental ADU, and ground-up that a bank construction desk will not match is private money. Introduce the owner. I sort the stack.

Regular financing

  • Owner-occupied HomeStyle and FHA 203(k)
Regular financing hub

Private money

  • Rental ADU vertical build
  • Ground-up and heavy rehab on a business-purpose clock
Private money hub

How to introduce a file

  1. 01

    Introduce the file

    Call, text, or send the scenario through the inquiry form. Name yourself so the relationship stays yours.

  2. 02

    I sort the stack

    Regular 30-year / Non-QM / 1–4 DSCR through Elite Fundings, or business-purpose private money on this desk. Same person. Different product.

  3. 03

    You keep the client

    You run the professional file. I run capital. Status comes back to you. This page is not a kickback pitch.

Do you pay the GC directly?
Draw mechanics are overlay at lock. The owner is the borrower. I will say how draws work on that file — not as a website promise.
Can the owner live in it and still use private money?
Owner-occupied rehab usually wants the regular renovation stack first. Private money on this site is business-purpose. I will not force the wrong occupancy into the wrong product.

All professions

Call FranciscoLet's sort this