For escrow and title the file does not have to die.
The call is always the same: financing fell out, contingencies are gone, the date is close. I sort whether a different 30-year still works or the file is now business-purpose private capital. No kickback language. You run escrow.
Regular financing
- Replacement consumer loan if the borrower still qualifies somewhere
- Non-QM when the first lender's overlay was the only no
Private money
- Business-purpose replacement inside the existing escrow
- Short-fuse close when the 30-year is gone
How to introduce a file
- 01
Introduce the file
Call, text, or send the scenario through the inquiry form. Name yourself so the relationship stays yours.
- 02
I sort the stack
Regular 30-year / Non-QM / 1–4 DSCR through Elite Fundings, or business-purpose private money on this desk. Same person. Different product.
- 03
You keep the client
You run the professional file. I run capital. Status comes back to you. This page is not a kickback pitch.
- Do you move the escrow?
- Not if we can help it. The point is to keep your file alive.
- Can you quote a close date on this page?
- No. Overlay and title control the clock. I will say what is realistic on that file — not as a website promise.