For mortgage professionals when your overlay said no.
You already did the work. The file died in committee, the condo is non-warrantable, or the borrower is self-employed. I shop a different panel — and when it is business-purpose, the private stack. You stay in the relationship unless you ask otherwise.
Regular financing
- Non-QM, ITIN, foreign national, credit-event 30-years
- DSCR 1–4 when your shop does not have the sheet
Private money
- Flip, bridge, construction, probate, foreclosure recovery
- Mid-escrow fallout that is no longer a consumer loan
How to introduce a file
- 01
Introduce the file
Call, text, or send the scenario through the inquiry form. Name yourself so the relationship stays yours.
- 02
I sort the stack
Regular 30-year / Non-QM / 1–4 DSCR through Elite Fundings, or business-purpose private money on this desk. Same person. Different product.
- 03
You keep the client
You run the professional file. I run capital. Status comes back to you. This page is not a kickback pitch.
- Are you taking the customer?
- Introduce the file. Tell me how you want to stay on it. I do not run a wholesale-poach script.
- Do you only take private-money overflow?
- No. Regular Non-QM and 1–4 DSCR are on this desk through Elite Fundings. Private money is the other door — same person.