Buying without a typical W-2 file. ITIN and foreign national are different products.
ITIN is for people who file taxes with an ITIN. Foreign national is for non-residents buying here. I will not mix them, and this is not immigration advice.
- ITIN: /loan-programs/itin-mortgage.
- Foreign national: /loan-programs/foreign-national.
- Down payment and reserves are overlay — not a website percent as a promise.
- Do I need a Social Security number?
- ITIN files are built for borrowers who do not have one. Overlay still applies. Not an approval.
Not an approval. Not a rate. Overlay at lock. NMLS #1858674.
