Does VA require a credit score?

Name: Francisco Williams — Mortgage Broker
Address: 552 E Badillo St, Covina, CA, 91723, US
Telephone: (213) 880-8107
Price range: $$

The VA does not publish a single minimum. Wholesaler overlays do. I will not quote a number as if it were the VA's.

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VA vs conventional. If you earned the benefit, use it.

VA can be zero down with no monthly PMI. Conventional still wins when entitlement is used up, the property is the wrong type, or the residual-income test does not fit. I check entitlement before I pitch either.

Let's sort this Typical documents (213) 880-8107

VA: occupancy, entitlement, and residual income — not just a credit score.
Conventional: still the path when the veteran is buying an investment property.
IRRRL is a refinance tool, not a purchase tool.

VA purchase VA IRRRL VA guide

Does VA require a credit score?: The VA does not publish a single minimum. Wholesaler overlays do. I will not quote a number as if it were the VA's.

Not an approval. Not a rate. Overlay at lock. NMLS #1858674.