Ventura County
Oxnard Mortgage Broker.
Mortgage broker in Oxnard — first-time buyers, ITIN, and military VA financing.
Francisco Williams · NMLS #1858674 · CA DRE #01979442
About the Oxnard market
Naval Base Ventura County drives strong VA volume. ITIN and FHA meet the needs of the broader Oxnard buyer base.
Neighborhoods I serve in Oxnard
Common ZIP codes: 93030, 93033, 93035, 93036.
Programs that fit Oxnard best
Government — VA
VA 30-Year Fixed
Zero-down financing for eligible active-duty servicemembers, veterans, and surviving spouses.
View program
Alt-Doc — Non-Resident
ITIN Mortgage
Home financing for borrowers with an Individual Tax Identification Number (ITIN) instead of SSN.
View program
Government — FHA
FHA 30-Year Fixed
HUD-insured mortgage with low down payment and flexible credit requirements.
View program
DPA — California
CalHFA MyHome Assistance
California Housing Finance Agency deferred-payment junior loan for down payment or closing costs, up to 3% of purchase price.
View program
FAQs — Oxnard mortgage financing
- Does Francisco Williams work with Oxnard homebuyers?
- Yes — Oxnard is part of our core Southern California service area. I'm licensed throughout California (NMLS #1858674, CA DRE #01979442) and have placed loans across Oxnard and surrounding Ventura County neighborhoods. Call or text (213) 880-8107 to discuss your scenario.
- What neighborhoods in Oxnard do you serve?
- Across all of Oxnard — including Riverpark, Downtown Oxnard, Oxnard Shores, Mandalay Bay. Common ZIP codes: 93030, 93033, 93035, 93036.
- What loan programs work well in Oxnard?
- Naval Base Ventura County drives strong VA volume. ITIN and FHA meet the needs of the broader Oxnard buyer base. The programs that fit best locally include: VA 30-Year Fixed, ITIN Mortgage, FHA 30-Year Fixed, CalHFA MyHome Assistance.
Rates shown are illustrative and subject to change without notice. Actual rate, APR, and terms will depend on creditworthiness, loan-to-value, property type, occupancy, loan amount, loan program, and other factors. Not all applicants will qualify.
