Does Francisco Williams work with San Diego homebuyers?

Yes — San Diego is part of our core Southern California service area. I'm licensed throughout California (NMLS #1858674, CA DRE #01979442) and have placed loans across San Diego and surrounding San Diego County neighborhoods. Call or text (213) 880-8107 to discuss your scenario.

What neighborhoods in San Diego do you serve?

Across all of San Diego — including La Jolla, Pacific Beach, North Park, South Park, Point Loma, and more. Common ZIP codes: 92037, 92101, 92102, 92103, 92104, 92106, 92107, 92108, 92109, 92110, 92111, 92130.

What loan programs work well in San Diego?

Military borrowers drive heavy VA volume. La Jolla and Rancho Santa Fe are super jumbo markets. Short-term rental DSCR is common near the coast. The programs that fit best locally include: VA 30-Year Fixed, VA IRRRL (Streamline), Super Jumbo ($3M+), Prime Jumbo, Short-Term Rental DSCR (Airbnb).

All Service Areas

San Diego County

San Diego Mortgage Broker.

Name: Francisco Williams — Mortgage Broker
Address: 552 E Badillo St, Covina, CA, 91723, US
Telephone: (213) 880-8107
Price range: $$

Mortgage broker for San Diego buyers and investors — from North Park condos to La Jolla estates.

Francisco Williams · NMLS #1858674 · CA DRE #01979442

Apply for a San Diego loan Talk to Francisco

About the San Diego market

Military borrowers drive heavy VA volume. La Jolla and Rancho Santa Fe are super jumbo markets. Short-term rental DSCR is common near the coast.

Neighborhoods I serve in San Diego

La JollaPacific BeachNorth ParkSouth ParkPoint LomaHillcrestMission ValleyCarmel Valley

Common ZIP codes: 92037, 92101, 92102, 92103, 92104, 92106, 92107, 92108, 92109, 92110, 92111, 92130.

Programs that fit San Diego best

Government — VA

VA 30-Year Fixed

Zero-down financing for eligible active-duty servicemembers, veterans, and surviving spouses.

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Government — VA Refi

VA IRRRL (Streamline)

Interest Rate Reduction Refinance Loan — VA's streamline refi, no appraisal or income docs in most cases.

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Jumbo

Super Jumbo ($3M+)

Portfolio jumbo for high-net-worth borrowers. Loan amounts $3M–$10M+.

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Jumbo

Prime Jumbo

Full-doc jumbo financing above conforming limits, typically with best pricing for strong borrowers.

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DSCR

Short-Term Rental DSCR (Airbnb)

DSCR loan using projected short-term rental income (AirDNA or 12-month Airbnb/VRBO history).

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FAQs — San Diego mortgage financing

Does Francisco Williams work with San Diego homebuyers?: Yes — San Diego is part of our core Southern California service area. I'm licensed throughout California (NMLS #1858674, CA DRE #01979442) and have placed loans across San Diego and surrounding San Diego County neighborhoods. Call or text (213) 880-8107 to discuss your scenario.
What neighborhoods in San Diego do you serve?: Across all of San Diego — including La Jolla, Pacific Beach, North Park, South Park, Point Loma, and more. Common ZIP codes: 92037, 92101, 92102, 92103, 92104, 92106, 92107, 92108, 92109, 92110, 92111, 92130.
What loan programs work well in San Diego?: Military borrowers drive heavy VA volume. La Jolla and Rancho Santa Fe are super jumbo markets. Short-term rental DSCR is common near the coast. The programs that fit best locally include: VA 30-Year Fixed, VA IRRRL (Streamline), Super Jumbo ($3M+), Prime Jumbo, Short-Term Rental DSCR (Airbnb).

Rates shown are illustrative and subject to change without notice. Actual rate, APR, and terms will depend on creditworthiness, loan-to-value, property type, occupancy, loan amount, loan program, and other factors. Not all applicants will qualify.